Products and Services

1512 Crums Lane, Suite 401   Louisville, KY 40216       (502) 882-8091

Fair Lending for a Better Louisville.

LHOME is an emerging Community Development Financial Institution (CDFI). LHOME stands for: The Louisville Housing Opportunities and Micro-Enterprise Community Development Loan Fund, Inc.

What is a CDFI? A CDFI is a financial institution that provides credit and financial services to underserved markets and populations. At least 60% of our loans must be deployed in low-income areas. CDFI’s are certified by the Community Development Financial Institution Fund (CDFI Fund) at the U.S. Department of the Treasury, which provides funds to CDFI’s through a variety of programs.


LHOME Products and Services

Small Business Loans


LHOME offers existing small business owners loans up to $15,000. These loans have a 7.5% APR and a 36-month maturity. Once documents are received, the loan review process may take up to four weeks. Most loans require collateral. LHOME offers Sharia loans for our Muslim customers.

Working Capital Loans for Minority and Women Contractors working on Affordable Housing


LHOME offers contractors working capital loans up to $15,000. Contractors working on affordable housing get preference for this product. If you work as a contractor with The Housing Partnership, Inc., New Directions Housing Corporation, Rebound, Inc., River City Housing, Habitat for Humanity or other similar developers, LHOME may be able to provide short-term financing.

Property Tax Loans for Low-Income Homeowners


Too many homeowners are losing their homes over less than $5,000 of unpaid property taxes. If you are a homeowner struggling to pay your property taxes, LHOME may be able to help with a low-interest loan, financial coaching, and budgeting support so that you are able to pay your property taxes and maintain your home long-term.


Phone: (502) 882-8091        Email: